Jewelry from a grave

P.J. Smythe's roommate Yolanda claims that two former roommates both addicted to antique jewelry might have died under suspicious circumstances ... Then Yolanda disappears. Or was she kidnapped? The guy last seen with her looks like the thug who's just trashed their apartment and whose handiwork now decorates the side of P.J. s face. In searching for clues to Yolanda's fate P.J. unearths a file written in some kind of code that eventually reveals a jewelry-fencing operation involving several former and current employees of Chatham Confidential Investigations where P.J. works. Before she can connect the dots linking the stolen jewelry to one or more Chatham insiders she's forced to go for a midnight swim losing her car her clothes and almost her life.